Privacy Policy

1. Information We Collect

The App does not collect any personal data.

We do not collect, store, or transmit:

• Names
• Email addresses
• Phone numbers
• Location data
• Device identifiers
• Advertising IDs
• Camera, microphone, or contact data

2. Local Data Storage

The App may store the following information only on the user's device:

• Last entered calculation values (e.g., principal, interest rate, duration)
• App display or preference settings

This data:

• Is stored locally on the device only
• Is not transmitted over the internet
• Is not shared with any third party

3. Children's Privacy (Under 13)

The App is suitable for users under the age of 13.

• No personal data is requested or collected
• No behavioral tracking or profiling is performed
• No external services are used
• The App complies with COPPA and Google Play Families & User Data policies.

4. Third-Party Services

The App does not use:

• Advertising SDKs
• Analytics services
• External servers
• Cloud-based data storage

If third-party services are added in the future, this Privacy Policy will be updated accordingly.

5. Data Security

Because the App does not transmit or collect personal data, the risk of data leakage is minimized.

6. Changes to This Privacy Policy

This Privacy Policy may be updated from time to time. Any significant changes will be communicated through the app or store listing.

7. Contact Information

If you have any questions about this Privacy Policy, please contact:

Email: info@bravoonline.hk

8. Consent

By using this App, you agree to this Privacy Policy.